PRA Group, Inc. PRAA

PRA Group Inc is a specialty finance company engaged in the purchase, collection, and management of nonperforming loan portfolios. The majority of the loans it purchases are from credit originators who have chosen not to pursue, or have been unsuccessful in collecting, the full balance owed to them (Core accounts). To a lesser extent, the company also purchases loans in situations where the customer is involved in a bankruptcy or similar proceeding (Insolvency accounts). As part of an ancillary business, it also purchases and provides fee-based services for class action claims recoveries in the U.S. The company has two operating and reportable segments, comprised of its U.S. and European businesses. The majority of its revenue is generated from the United States.

• Zacks Investment Research 1 oct

  Encore Capital Stock Soars 73.8% YTD: Is There Further Upside Left?

  Encore Capital Group (ECPG) has surged 73.8% YTD, outperforming peers and the S&P 500. The company benefits from robust U.S. portfolio supply, record collections of $1.46B, and raised 2026 guidance for $1.40-$1.50B in purchases and $13-$14 GAAP EPS. However, heavy U.S. concentration (85.3% of purchases), rising legal expenses (+25.8% YoY), and funding costs pose risks. ECPG trades at a forward P/E of 6.58X, below industry average, and carries a Zacks Rank #2 (Buy) rating.

  

• Zacks Investment Research 4 sept

  4 Stocks Trading Near 52-Week High With Room to Rise Further

  Four stocks trading near their 52-week highs—PRA Group, Centene, BILL Holdings, and Par Pacific—demonstrate strong earnings growth and positive momentum. Using a screening strategy that targets stocks with robust fundamentals, undervalued metrics, and consistent price momentum, these companies are positioned for continued upside despite trading at elevated price levels.

  

• Zacks Investment Research 2 sept

  5 Undervalued Stocks Based on Price-to-Sales Worth a Closer Look

  The article discusses using the price-to-sales (P/S) ratio as a valuation metric to identify undervalued stocks, particularly when companies are unprofitable or have volatile earnings. Five stocks meeting screening criteria combining low P/S, P/E, P/B ratios and solid fundamentals are highlighted: PRA Group, Macy's, Par Pacific Holdings, Apple Hospitality REIT, and PBF Energy.